Enterprise Asset Management,
Operational Expense Management

Read the white paper on how Defray EAM works in Banking and Finance

Opex - EAM Application Modules

Procure to Pay

Want to simplify procurement?
Defray procurement module takes you through workflow based process covering requistions, purchase orders, goods receipt, payment and accounting.

Financial Accounting

Defray Financial Accounting module provides statutory data for reporting. Balance sheet, Profit and Loss reports production after consolidating data from other financial and operational systems.

Enterprise Asset Management

Defray Physical and Infrastructure Asset Management Module provides in depth coverage of Asset Life Cycle management across financial accounting, periodic depreciation, transfers, disposals and write-offs.

Opex Management

Management and control of all expenses across business departments with Recurring, non-recurring expense workflows and payments. Budgetary enforcement based on budgets derived from Planning and Budgeting module.

Banking Ready System with CBS like Finacle Integration, all transactions are posted through web services


Complete Financial System with RBI compliant reporting for banks with Memorandum of changes (MOC)


Proven scalability with over 15000 users operating on multiple modules of the system.


We have been able to efficiently manage our procurement, assets and operational expenses with a modular customisable platform, for all of our branches and departments.

Fully Customizable

Granular control over access control at field and process level. Each element across the application can be controlled. Robust configurable customisation.

Metadata Driven

Rapid application development and customisation based on Application dictionary with DDL changes in database. Low code development platform.

Rest APIs


Our business analysts will conduct a walkthrough to demonstrate the modules and platform capabilities.

Our consultants will conduct a gap analysis of your current systems and recommend the best course of system customisation and roll-out.